The Credit Card Without Outrageous Benefits That Is Only Available To the Super Rich

When the super rich use credit cards, they don’t do it the same way as the rest of us. Rather than standard credit limits and customer service hotlines, elite invite-only cards can come with unlimited credit lines and personal shoppers willing to track down just about anything. Details are limited, but in order to get this high-profile plastic, the main thing you need is a well-padded bank account — and royal or celebrity status certainly doesn’t hurt. The Dubai First Royale MasterCard is trimmed in real gold and has a .235-carat diamond embedded in its center. The card requires an undisclosed annual fee that buys you a “dedicated relationship manager” who provides royal lifestyle management. What do these clients require? What are their needs? It’s not money — it’s service. You ask for the moon, and they’ll try to get it for you. The Royale is rumored to have no credit limit and zero restrictions. Only ultra-high-net-worth individuals have a chance at being invited, and the card is said to be the most exclusive in the world.